Individual or Key Person Insurance
We offer a wide variety of insurance and investment products to satisfy individuals, families, and business owners. Insurance can help you manage risk. But it also has many tax advantages. We can help you decide which insurance products are right for you.

Disability Insurance
We can provide a wide range of products designed to help protect your most important asset which is your ability to earn an income. We offer disability insurance for professionals, business owners, and employees.

Ask yourself:

• How much do I want?

• How soon do I want it?

• How long do I want it for?

Critical Illness Insurance
You and your employees are essential to the success of your business. If an illness stopped you or your key employees from working, it could have a significant financial impact. Critical illness insurance can help safeguard your business, mitigate risk, reassure concerned creditors and employees, and help ensure that it continues to operate should the unexpected happen.

The chances of suffering from and surviving a critical illness are greater than you think. Our critical illness insurance can help you meet the financial burdens caused by a critical illness or condition. It offers a one-time, lump-sum benefit that you can use however you choose.

• Hire a temporary worker

• Buying back the shares of a shareholder

• Remaining on schedule with debt repayment and other insurance premiums

• Meeting salary obligations

• Paying for overhead expenses

Not only does insurance provide the necessary funds in the event of a critical illness, but a shared interest critical illness insurance policy has the added benefits of long-term planning which includes attracting new key employees and retaining existing ones.